Are you looking for the best credit cards for students available currently? Many students have an interest in trying to build credit by getting a credit card. Credit cards for students are a great way to build credit, which is important for your financial future. There are many different cards available and it can be difficult to know which card is best for you. In this blog, I will tell you credit card benefits and the 5 Best Credit Cards For students in 2022.
5 Best Credit Cards For students in 2022
1 Discover it® Student Cash Back
Benefits of Discover it® Student Cash Back Cards.
It’s time to start earning cash back on your everyday purchases. Now you can earn up to 5% cash back on purchases at over 150 retailers in the US. Plus, you can enjoy unlimited 1% cash back on all other purchases.
It’s the perfect way to make some extra money with the money you already spend. All you have to do is sign up for Ebates to start earning cash back. Plus, you can get up to a $10 sign-up bonus!
Unlimited Cashback Match
Discover is a great way to earn cash back. You can earn up to 5% cash back on everyday purchases. But did you know that Discover will match all the cash back you’ve earned at the end of your first year?
That means that you could turn $50 cash back into $100, or $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Discover also has no annual fee, and the rewards never expire. Discover is the perfect card for people who want to earn cash back, plus save money and reduce their carbon footprint.
Redeem Rewards your way
As a member of the Amazon Prime program, you’re entitled to Prime Day discounts and special deals. And with your Prime Membership, you can earn a reward every month. But did you know you can also redeem for cash?
Today, we’re excited to introduce a new feature from PayPal that will let you redeem your rewards for cash in any amount, at any time.
With this feature, you’ll no longer have to worry about getting the right amount of rewards for the right item.
And if you’re looking for a way to use your rewards, you can now use them to shop at Amazon.com or at millions of online stores with PayPal.
Get 5% cash back on everyday purchases
Many students are shopping online and getting cash back on their purchases. Receiving cashback is a great way to save money, but not everyone has the time, energy, or resources to look around for the best cashback websites.
That’s where the cashback app comes in. Get 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, and when you pay using PayPal, up to the quarterly maximum when you activate.
2 Discover It® Student Chrome
Benefits of Discover It® Student Chrome Cards.
Gas and restaurant rewards for students
2% cash back at Gas stations
If you’re trying to save money, but you still like to have a treat, this is the perfect opportunity for you! Imagine never having to worry about always being out of cash at the gas station and restaurant (including cafes, takeout, delivery, and fast food near you).
This is possible with this offer. It’s also possible to have an extra $1,000 in your account each quarter.
1% cash back on all other purchases – at school, at home, and everywhere in between.
The new 1% cashback credit card for students offers 1% cashback on all purchases, not just those made with the card.
This means that if you have a traditional credit card and use it to purchase something at school or at home, you will earn 1% cashback.
This card is exclusively for students, so if you are a college student, check out this card to maximize your savings!
Unlimited Cashback Match
Discover is the only card that matches all the cash back you’ve earned at the end of your first year. That’s you earning $50 for every $50 you spend. And Discover pays you back in the form of cashback that could turn into a $100 to $200 bonus.
3. Chase Freedom® Student credit card
Benefits of Chase Freedom® Student credit card
Cash Back Rewards & Benefits
$50 Bonus Offer
$50 Bonus earned after the first purchase made within the first 3 months from account opening.
Earn 1% cash back on all purchases. Cash Back rewards do not expire as long as your account is open. And there is no minimum to redeem for cash back.
$20 Good Standing Rewards
After each account anniversary for up to 5 years
Credit Limit Increase
Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
Free Credit Score
Access your credit score at any time with Credit Journey.
No Annual Fee
You won’t have to pay an annual fee for all the great features that come with your Freedom® Student card.
4. Capital One SavorOne Student Cash Rewards Credit Card
Benefits of Capital One SavorOne Student Cash Rewards Credit Cards for Students.
Earn unlimited 3% and earn a $100 cash bonus.
Americans spend nearly $400 billion each year on entertainment and dining but often find themselves frustrated with the high costs and lack of cash-back options.
Fortunately, a new card will allow you to earn 3% cash back on dining and entertainment, streaming services, and grocery stores without paying an annual fee.
New Cardmember Offer
With this card, you can also earn a $100 cash bonus of your choice once you spend $100 on purchases within 3 months of account opening.
So, if you’re ready to earn more money on your everyday purchases and experience more freedom, read more and apply today.
5. Quicksilver from Capital One
Benefits of Quicksilver from Capital One Credit Cards for Students.
Earn unlimited 1.5% cash back on every purchase, every day. Plus, a $200 Cash Bonus.
Earn unlimited 1.5% cash back on every purchase, every day.
New Cardmember Offer
Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening
Low Intro APR
0% intro APR for 15 months on purchases and balance transfers; 17.99% – 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Annual Fee $0
Benefits of Credit Cards for Students
Credit cards for students build Credit
The credit card is an integral piece of the modern American economy. Credit cards allow us to buy things we may not otherwise be able to afford, allowing us to build both savings and credit.
They also help us gain access to investments and other financial opportunities. Today, more than half of consumers use credit cards, with approximately 90 percent of Americans owning at least one.
Credit Cards for students earn rewards
Credit cards offer a great way for people to earn rewards for every dollar they spend. This can be a great way to save money or a way to earn extra spending money.
However, it’s important to know that all credit cards have rewards programs, which means if you spend your money wisely and take advantage of them, you’ll be able to earn rewards and have a better overall experience with your card.
Credit cards for students protect from fraud and theft
Credit card fraud and identity theft are on the rise. In fact, these crimes cost the average US consumer $1,500 in the last year. To help protect against theft and fraud, it’s important to know your rights.
If you’ve ever had your credit card stolen or lost, you know how frustrating it can be to work with your credit card company to get your account numbers and account names changed.
A lot of credit card companies offer zero liability protection. It means it does not hold you responsible for any unauthorized charges, accordingly.
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We hope you enjoyed our article about 5 Best Credit Cards For students in 2022 We know that college is a time of transition, and a key part of this is building up your financial independence.
Credit cards for students are a great way to do this and they can help you graduate with a positive credit history. We listed some of the best credit cards for students so you will be able to start building your credit history. Thank you for reading, we would love to hear from you!