Are you a travel lover? Do you travel all over the globe? Are you looking for a travel card that saves money and time quickly? Then this post is for you. Here I’m going to introduce to you the best rewards cards for travel.
Best Rewards Cards for Travel Flights and Hotel Stays.
Have you ever wanted to travel more, but you just don’t have all the cash in the world?
Or maybe you don’t want to spend a ton of money on a vacation, you just want to explore a new city.
If you’re in this situation, the best rewards cards for travel might be just what you need!
The Capital One VentureOne is the best rewards card for travel in 2022 according to the U.S. News & World Report.
These cards pay you points or miles for making both travel purchases and everyday purchases.
Once you accumulate enough points or miles, you can redeem them for best rewards cards for travel flights and hotel stays.
What are we going to look for
- Name and features of Credit card
- Highlights of Best rewards cards for travel.
- Pros and Cons of the Credit Card.
- Advantages and Disadvantages of Credit Cards.
- Percentage Rates and Fees of Credit Card.
- Comparison
Capital One VentureOne
Why choose the Best Rewards Cards for Travel Flights and Hotel Stays Rewards Credit Cards?
There are many cards claimed to be the best rewards cards for travel. Among all of them, Capital One VentureOne is the best rewards card for travel.
It offers 1.25 miles per dollar spent on every purchase and 20,000 bonus miles for spending just $500 in the first three months.
Earn 5 miles per dollar on every purchase booked through Capital One Travel, the issuer’s booking platform. Offers bonus miles and travel dollars for every purchase made with the Capital One VentureOne Rewards Credit Card.
Capital One is offering a new card, the Capital One® VentureOne® Rewards Credit Card, that offers 1.25 miles per dollar on every purchase and 5 miles per dollar on hotel and rental car bookings through the issuer’s booking platform, Capital One Travel.
When you open a new credit card account, you typically choose one with a longer 0% APR period.
This is because the longer your 0% APR period, the more time you have to pay off your card loan.
However, what happens if you could get a 15-month 0% APR period for your Capital One VentureOne Rewards Credit Card?
This is a great option for those who are looking to pay off their credit card loan faster and without any fees.
Highlights of Best Rewards Cards for Travel
Capital One VentureOne Rewards Credit Card
| Points | Highlights |
| $0% | Annual fees |
| $0$ | Foreign transaction fees |
| 20,000 miles | Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel |
| Unlimited 1.25X miles | Earn unlimited 1.25X miles on every purchase, every day |
| No expiry of Miles for a lifetime | Miles won’t expire for the life of the account and there’s no limit to how much you can earn |
| Earn 5X miles | Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options |
| Get full reimbursement of your miles | Use your miles to get reimbursed for any travel purchase or redeem by booking a trip through Capital One Travel |
| 15+ travel loyalty programs | Transfer your miles to your choice of 15+ travel loyalty programs |
| 0% intro APR on purchases | Enjoy 0% intro APR on purchases and balance transfers for 15 months; 17.99% – 27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months |
Pros and Cons of the Capital One VentureOne Rewards Credit Card
| Pros | Cons |
| Offers an introductory 15-month, | Has a relatively low rewards rate. |
| 0% intro APR on purchases and balance transfers | Earns no bonus rewards. |
| 17.99% – 27.99% (Variable) APR after that | Awards a small sign-up bonus relative to other top travel credit cards |
| 3% fee on the amounts transferred within the first 15 months. | |
| Has a low minimum spending requirement to earn the sign-up bonus. | |
| Charges no annual fee. |
Advantages and Disadvantages of Capital One VentureOne Rewards Credit Card
| Advantages of Capital One VentureOne | Disadvantages of Capital One VentureOne Rewards Credit Card |
| Travelers who want to avoid an annual fee | Travelers looking to maximize their rewards |
| People who plan to travel overseas and don’t want to pay a foreign transaction fee | Consumers who want a bigger sign-up bonus |
| Cardholders who don’t spend a lot | |
| People who need an introductory 0% APR promotion on balance transfers |
Percentage Rates and Fees of Capital One VentureOne Rewards Credit Card
| Percentage Rates | Penalty Purchases and Fees. |
| $0 | Annual Fee |
| 17.99% – 27.99% (Variable) | APR |
| None | Penalty APR |
| 0% intro on purchases for 15 months | Purchases Intro APR |
| 0% intro on balance transfers for 15 months | Balance Transfer Intro APR |
| 3% | Balance Transfer Fee |
| 3% of the amount of the cash advance, but not less than $10 | Cash Advance Fee |
| None | Foreign Transaction Fee |
Comparison between Capital One VentureOne Rewards and Capital One Venture Rewards Credit Cards.
| Capital One VentureOne Rewards Credit Cards. | Capital One Venture Rewards Credit Cards. |
| The Capital One VentureOne Rewards Credit Card earns 1.25 miles per dollar on every purchase | The Capital One Venture Rewards Credit Card earns 2 miles per dollar on every purchase |
| It does not charge an annual fee. | It charges a $95 annual fee |
| Credit Card holders earn a one-time bonus of 20,000 miles once they spend $500 on purchases within 3 months from account opening, equal to $200 in travel. | Credit Card holders can receive a one-time bonus of 75,000 miles once they spend $4,000 on purchases within 3 months from account opening. |
Is the Capital One VentureOne card a World Elite Mastercard card?
The Capital One VentureOne card is a Mastercard product and can be used by anyone.
These cards are issued by Capital One, which is a banking institution. The Capital One VentureOne card is a Mastercard that ranges from the standard card, world card, and world elite card.
World Elite Mastercard is an internationally-recognized credit card that offers a wide variety of benefits and privileges.
The primary benefit of the World Elite Mastercard is that it is accepted almost everywhere.
Furthermore, the card offers a travel assistance benefit that assists with booking and planning trips, domestic and international concierge services, and rental car insurance.
It also does not impose foreign transaction fees.
All of these features are available to you free of charge. If you’re considering getting a World Elite Mastercard, then you should also consider all of the additional benefits that this credit card offers.
Why is the Capital One VentureOne card the Best rewards card for travel?
The Best rewards cards for travel are really a matter of personal opinion. As such, finding the best card for you is a subjective process.
If you want to save money on interest, fees, and rewards, you should look for a card that offers a low-interest rate and no annual fees.
Many people are also looking for a card that allows them to earn rewards without being penalized for the number of purchases they make.
Capital One currently offers three types of “Venture” cards: VentureOne, Venture, and Venture X. The VentureOne is the least “premium” card on the list.
The Venture card offers 0% intro APR for 15 months, which is the longest on the list, and no points for paying.
Cardmembers who spend more on their card may see better returns with a more premium card, even when adjusting for the annual fee.
This is because premium cards typically offer a higher rewards percentage and sometimes a better bonus point redemption ratio.
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Conclusion
We hope this blog post helps you find the best reward cards for travel in 2022. It’s important to be aware of your best credit cards.
We make sure to keep this list updated in case there are changes in the future, so you don’t miss out on the best rewards cards for travel in 2022.
The Capital One VentureOne is the best rewards card to travel, to use for flight and hotel purchases according to the U.S. News & World Report.
We hope you enjoyed our blog about this card and what you can use it for!